Blocka Cash 3.4

Blocka Cash provides a seamless and efficient solution for accessing loans when you need them, eliminating the hassle of long queues, paperwork, and waiting time. With just your smartphone and the Blocka Cash app, you're ready to go!

Getting started with Blocka Cash is a breeze. Simply follow these steps:

• Sign up and create an account.
• Apply for a loan in a matter of seconds.
• Receive your loan instantly and directly into your wallet.

The process is simple and convenient, ensuring you have the funds you need without any unnecessary delays!

Our Loans and Repayment Terms

Blocka Cash offers micro-credit and short-term personal loans ranging from N5,000 to N50,000, depending on your credit score. We provide flexible repayment terms to suit your needs.

Rates and Fees

To access our loans, you must be at least 21 years old and provide a valid government ID. You can borrow as little as N5,000 or as much as N50,000 and repay it over a period of 60 to 180 days. Our interest rate starts at 3% per month based on our credit scoring algorithm, resulting in an Annual Percentage Rate (APR) of 36%.

Example:

If you choose a loan package of N10,000 to be repaid over a 6-month period at an interest rate of 3% per month (36% APR), your monthly repayment would be N1,966.67. At the end of the 6 months, you will have paid a total of N11,800.

Additional Notes

When evaluating your eligibility for a loan, we consider various factors such as past loan performance and credit score.

Please ensure that you accurately complete your loan application, as any falsification may result in serious consequences, including blacklisting and reporting to the police for fraud.

The Blocka Cash app is powered by James Crown Credit Limited and is licensed as a Money Lender by the Ogun State Government of Nigeria.

Contact Us

We value your feedback, tips, questions, and concerns. Let us know how we can enhance your experience with Blocka Cash. Contact us at [email protected].